Choose how to pay with Klarna

Klarna makes it easy to bring home your new bed or mattress without the pressure of paying everything upfront. At checkout, simply select Klarna as your preferred payment method and choose the option that best suits your budget.

You can spread the cost into three equal monthly instalments, making it easier to manage your finances, or take advantage of Klarna’s “Pay Later” option, which allows you to complete your purchase and settle the balance within 30 days. Both options are interest-free when payments are made on time, giving you peace of mind that there are no hidden costs.

The process is simple and secure, with real-time approval at checkout, so you can finalise your order in minutes. Klarna also keeps you updated with reminders and notifications, helping you stay on top of your payments. With Klarna, you can enjoy a flexible and stress-free way to pay, so you can focus on what matters most — getting a better night’s sleep.

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Features of Klarna's Pay Later Service:
  1. No Immediate Payment Required: Customers can shop and select the 'Pay later' option at checkout without providing credit card details, just basic personal information like name, email, and date of birth.
  2. Secure and Convenient: The process is designed to be simple, allowing customers to complete purchases with just a few clicks.
  3. Post-Purchase Payments: After completing a purchase, customers will receive instructions from Klarna via email on how to fulfill their payment obligations within the stipulated period.
  4. Buyer Protection: Klarna offers protection where you only pay for the items you receive, ensuring customer security and trust.
  5. Easy Account Management: Customers can manage their purchases and view their monthly statements online through klarna.com/uk or the Klarna app.
  6. Customer Support: Klarna provides a comprehensive customer service experience, including a free phone number and an online chat service.

Considerations:

  • Borrowing Risks: While Klarna's services are convenient, it's crucial to manage spending responsibly as the "Pay in 3 / Pay in 30 days" are unregulated credit agreements. Overborrowing or late payments can negatively impact your financial status and credit score.
  • Eligibility: This service is available for UK residents aged 18 and above and is subject to status checks.
  • Potential Fees: While there are no fees for using the service under normal conditions, late fees may apply if payments are not made on time.
Pay in Interest free installments with Clearpay

Clearpay lets you spread the cost of your order into four automatic payments, taken every two weeks. There is no interest and no hidden fees when you pay on time, making it a simple and affordable way to manage your budget.

At checkout, just select Clearpay as your payment method and follow the quick approval process. You will pay the first instalment straight away, then the remaining three will be taken automatically from your chosen card. Clearpay also sends helpful reminders, so you always know when the next payment is due.

With Clearpay, you can enjoy your new bed or mattress right away while paying in easy, interest free instalments that work around you.

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Additional Services and Regulatory Information:

Klarna is a fully licensed bank and one of Europe’s leading alternative payment providers, trusted by millions of customers worldwide. It partners with thousands of retailers across Europe and North America to make shopping more flexible and secure. In the UK, Klarna operates under strict regulations set by the Financial Conduct Authority (FCA), ensuring that all consumer credit activities and payment services are fully compliant.

Clearpay is part of the global Afterpay group, a trusted provider of interest free instalment payments. It is regulated by the Financial Conduct Authority (FCA) in the UK, giving you confidence that all services meet strict standards for consumer protection and transparency. Clearpay is widely used across major retailers and provides customers with a safe, straightforward way to spread payments responsibly.

PayPal Pay in 4 is an interest free instalment plan offered by PayPal, one of the world’s most recognised and trusted payment platforms. As a global leader in secure payments, PayPal is regulated in the UK by the Financial Conduct Authority (FCA) for its credit-related services. With strong buyer protection policies in place, PayPal ensures that your purchases remain safe and that you have full confidence when spreading your payments.

For more information or specific questions about any of these services, we recommend visiting the official Klarna, Clearpay, or PayPal websites, or contacting their customer support teams directly for personalised assistance.